Filing for Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI) can be complex and overwhelming. If you’re thinking about getting help, you probably want to know what a disability advocate, lawyer, or representative can do.
A qualified disability representative can make a real difference in your claim. Here’s how they can help.
For more details on how SSA decides disability claims, visit ssa.gov/disability.
Below, we’ll walk through what disability lawyers, non-attorney representatives, and disability advocates do at each step of a claim, how they’re different, and how to decide what you need.
This article is for you if:
Now let’s look at the different titles and what each one can do for you.
A qualified disability lawyer, representative, or advocate can help in many of the same ways. They typically:
Disability lawyers, representatives, and advocates all offer support during the disability claim process. The main difference is their background and training, which we’ll explain later in this article.
No representative can guarantee approval. But the right help can reduce mistakes, keep your claim on track, and improve your chances.
A disability lawyer, representative, or advocate can review your work history and health conditions to see if you meet the conditions for SSDI or SSI. They can help you decide when to apply and explain which medical records or doctors' notes matter most. They can also spot common mistakes and help you avoid them.
Once you’ve applied, a representative can make sure SSA has your full medical record. They can respond to SSA requests and help you track deadlines and forms. This keeps things moving and reduces the chance of delays. Staying organized and submitting everything on time can increase your chance of approval.
Many people get help after being denied disability benefits. A representative can review the denial letter, explain your options, and file a reconsideration or hearing request on time. (You only get 60 days to respond.)
They’ll help you prepare for a hearing by reviewing common questions and your best answers. If you have a hearing, they can present your case, submit evidence, and ask the SSA’s medical or vocational experts questions.
Good representation doesn’t end at approval. A disability advocate can help you understand your back pay, how your monthly checks work, and what to expect from SSA’s continuing disability reviews. If your work or income changes, they can tell what to report and help you avoid overpayments.
The SSA calls anyone who helps with your disability claim a representative. Some representatives are lawyers. Others are trained non-attorney professionals approved by the SSA. Each can help you apply, appeal, or prepare for a hearing.
A disability lawyer is a licensed attorney who has passed a bar exam in your state. They can represent you at all levels of the SSA process and in federal court if needed. Most focus on hearings where legal knowledge can be useful in presenting your case.
An SSDI representative can be either a lawyer or a non-attorney who is qualified and approved by SSA to represent you. The SSA must approve all representatives. It also regulates how much they can charge
Their responsibilities often include:
A disability advocate can help with more than the SSDI application. Some advocates help with school or work accommodations, disability rights, and navigating health systems. Others may focus on coaching or support rather than paperwork.
Not every disability advocate handles SSDI paperwork and hearings. When you talk to an advocate, ask them which services they provide.
Many people worry that getting help means high costs. In most cases, disability lawyers and SSDI representatives work on a contingency fee. That means they only get paid if you win. You don’t pay anything out of pocket while your claim is pending, and you don’t owe a fee if you aren’t awarded benefits.
A disability representative’s fee is typically up to 25% of your back pay, with a cap set by SSA. The SSA generally withholds the fee from your back pay and pays the rep directly.
For example, if your back pay is $10,000, the fee would be $2,500. No money will come from your monthly checks going forward.
You should always see a fee agreement in writing and have a chance to ask questions before partnering with a representative.
Getting help can make the process easier, but there are still things your representative can’t do for you. These include:
There are also things you’ll still need to handle yourself, such as:
The right representative can make these tasks easier and less confusing, but you’re still the most important part of your claim.
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Get EvaluationSome people apply on their own. Others get help right away. There’s no right answer; it’s your preference. A disability representative can be especially helpful if:
You might be ready for help if:
Talking to a disability advocate doesn’t lock you into an agreement. You’re only getting information and support.
Advocate’s team of disability experts and medical staff can help you gather strong medical evidence and avoid common mistakes. We can reduce your stress and confusion throughout the disability benefits process. Our smart tools help keep everything organized and on time.
Here’s how Advocate supports you:
If you’re not sure what kind of help you need, we can evaluate your case and point you in the right direction.
Check your SSDI eligibility in a few minutes.
No cost to start.
Talk with our team about your situation. We'll walk you through what comes next.
Get EvaluationSee what documents you need. We'll help you get everything in place.
Get EvaluationNot sure what that SSA letter means? We can review it with you.
Get EvaluationGet support from a team that handles the paperwork and follows through.
Get EvaluationLet us prepare your application so you're not managing the paperwork alone.
Get EvaluationConnect with an Advocate specialist who's with you from day one.
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